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Reservation to Payment

Deep dive

The money path, from a prospect reserving a home and paying the holding fee, through to a resident paying rent, one-off and by direct debit. Useful for anyone tracing "where does the money go, and which provider handles it?"

Purpose: Explain who takes which payment, where, and through which provider.

Owner: Leasing and finance; (add the named subject-matter expert here).

At a glance

Reserve and pay the holding fee

On the booking platform a prospect completes the reservation form. The booking app does not take the payment itself: it creates the reservation in Portal, Portal returns a payment link, and the prospect is sent there to pay the holding fee (one week's rent). The paid reservation then appears in Portal for staff.

Rent, once a resident

  • Charges originate in Qube and surface to the resident in the app, grouped into due, overdue and paid.
  • One-off payments in the resident app run through SagePay, in a three-step flow (choose charges, go to the provider, return). On success the matching transaction is raised in Qube and any related notification is cleared.
  • Recurring rent is collected by direct debit on Stripe subscriptions, with invite, reminder, ending and renewal emails through the cycle.

Rules & edge cases

  • The one-off payment feature can be switched off centrally.
  • Before creating a pending payment, the app checks the selected charges are real and works out the net amount owed.
  • Direct-debit residents can be opted in or out, and their status shows against the tenancy.